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Budget Planner
Use this budget planner for an overview of your monthly income and expenses. You can determine how budgeting some expenses can help you save in others.

Comparison Chart
This calculator will show you a comparison of the total cost of different forms of debt resolution that are available to you and how long it may take you to become debt free.

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Start Fresh Financial's negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise.

Through the established relationships that we have with the creditors and financial institutions, we are able to successfully negotiate the debts of our clients at a substantial discount. In most but the rarest instances, creditors are willing to negotiate a debt with Start Fresh Financial, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner.

Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. Start Fresh Financial continues to develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offers for our clients. We work directly, and 100% for you.

Debt settlement is a legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility, and then, if you qualify, they will establish a program that allows you to save money and make monthly deposits to fund your settlements. This approach reduces your debt vs.consolidation options. Our approach assists you by reducing the time to repay the debt and by lowering the total amount you owe.

For more information, complete our brief information form on the left to contact us. A Start Fresh Financial representative will contact you to discuss how to get started today. There is no cost or obligation.

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This web site is for informational purposes only. It is not intended to, nor does it, provide legal advice, nor is it intended to be a substitute for legal advice. We cannot make any promises or guarantees about the completeness or adequacy of the information contained on this website or about the results that you may achieve when you use our services. The debt settlement process has risks, and should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so. Care First Financial works with Capital Support Services. THIS IS AN ADVERTISEMENT FOR OUR DEBT SETTLEMENT PROGRAM.

* Although Start Fresh Financial makes every attempt to help you avoid filing for bankruptcy, every client situation is unique and we cannot guarantee that we will be able to keep you from filing for bankruptcy protection.