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	Debt Settlement » How We Work » Finding The Right Option » Budget Tools » Frequently Asked Questions

Finding The Right Option

Debt Settlement is different from other debt relief options that you may have heard about

Debt Settlement Is Different From Debt Consolidation

Debt Consolidation is the process of combining all of your debt into one loan to create more ease in repayment. Put another way, Debt Consolidation is the process of taking out a new loan to pay off a number of other debts.

Debt Settlement Is Different From Credit Counseling

Credit Counseling can be accomplished in several ways. The most popular way is to enroll the debtor into a debt management plan. The plan works by you paying one sum to the credit counseling agency every month who then in turn distributes your payments directly to the creditors.

Debt Settlement Is An Alternative To Bankruptcy

Debt Settlement is a possible way to avoid filing for a Chapter 7 or Chapter 13 bankruptcy. Bankruptcy is a serious decision, and we believe it is a choice that should be reserved for only extremely dismal circumstances. But get plenty of advice from the bankruptcy professionals.

There Are Positives And Negatives To All Debt Programs

There are risks and benefits to all debt resolution programs. Before entering into any program, we recommend you talk to a professional in that area, and understand all possible consequences.

At Start Fresh Financial, we believe in debt settlement. Call us today at to receive free information about debt settlement and our program. Begin to take control of your life.